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The Average Cost of US Home Repairs


Home repairs are often unexpected and can cause a lot of financial burdens when they occur, with Angi (a platform dedicated to lining homeowners to contractors) stating that the average annual cost that Americans spent in 2020 on home maintenance was around $2,500. This has already been expected to increase this year, with inflation and economic worry lingering. Household repairs can be very expensive at times and more often than not, they catch homeowners and residents off guard, costing many thousands of dollars. 

More Americans than ever have been turning to short term finance options like title loans, payday loans and other similar products to be able to pay for household repairs, which may otherwise prove dangerous or harmful to those living in the house or property in question.

Many people will have savings or perhaps an emergency fund they can dip into for when financial emergencies like damage to their home or perhaps a broken down car or vehicle occur. If you have an emergency fund, it is wise to put a little money into your fund each month so that you are less likely to get caught without the urgent money you may need.

We have curated this guide to help homeowners get an idea of how much some of the most common home repairs cost.

Top 10 Home Repairs for American Homeowners

Although we have done a lot of research, it’s important to note that the costs listed below will vary greatly, depending on the project size, the type of materials used and the location. To be sure you are getting the best deal, be sure to use a reputable company or contractor and request multiple quotes within your local town to get the most accurate cost and most competitive deals.

Plumbing Repairs

Plumbing repairs falls under one of the most common repairs homeowners face, with anything from leaky faucets, clogged drains, burst pipes, and septic tank issues to burst pipes or frozen pipes. These are best dealt with as soon as the issue appears, as it could save you more serious problems and costs down the line. 

How Much Do Plumbing Repairs Cost?

As plumbers are contractors, they often charge by the hour and this can range anywhere from $45 to $200, plus any materials used. Below is a more detailed list of rough prices to expect for a range of different plumbing repairs. 

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Roof Damage Repairs

Roofs are costly to repair and are one of the main reasons people encounter roof damage from poor maintenance. By neglecting regular maintenance, such as checking for damage and cleaning gutters, you could end up with a bigger issue at hand. Some other common causes of roof damage are general wear and tear with age and weather damage. Which state you live in may also make a difference when it comes to roof repairs. For example, if you are in Florida, you may find that you are more susceptible to roof damage when living near the water when compared to another state such as Texas.

How Much Do Roof Repairs Usually Cost?

These are estimated costs, as they will vary drastically depending on your roof size and the extent of the damage, alongside your location in the U.S.

Minor Roof Damage: $350 – $1,500

Replacement of a few damaged shingles

Moderate Roof Damage: $1,500 – $4,000

Fixing any leaks and repairing damage across multiple sections of the roof

Significant Roof Damage: $4,000 – $10,000

Storm damage or widespread roof damage 

Roof Replacement: $7,000 – $30,000+

Estimated pricing for a full roof replacement

Electrical Repairs

There are many electrical issues that homeowners might face and similarly to plumbing issues that arise, it is wise to get these fixed as soon as possible to avoid unwanted expenses in the future. It is also important to remember that electrical issues can in some circumstances end up being dangerous, even causing fire hazards around the house. 

How Much Do Household Electrical Repairs Cost?

Electrical work will require an electrician who contracts themselves out with an hourly rate, which can range anywhere from $40 – $120 per hour, plus materials used. This can get steep very quickly as you would expect to pay from $150 – $600. Below we have listed some common electrical issues and their costs:

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Heating, Ventilation, and Air Conditioning (HVAC) Repairs

To steer clear of further damage to your HVAC systems, as soon as a problem arises, you should call someone out to fix it, which will ensure that you do not get any unwanted bills from further and more serious damage.

How Much Do HVAC Repairs Usually Cost?

HVAC repairs can be a costly repair due to the mechanics of the systems, however, the pricing can vary greatly depending on the location and size of the repair. Here we have created a list of some of the most common repairs and costs homeowners face:

  • Repairing or replacing a furnace or boiler: $1,500 to $5,000
  • Repairing or replacing an air conditioner: $1,500 to $5,000
  • Replacing air filters and ductwork: $300 to $1,000
  • Repairing or replacing a thermostat: $100 to $300
  • Cleaning and maintaining HVAC systems: $200 to $800
  • Repairing refrigerant leaks: $300 to $1,000
  • Installing or upgrading HVAC insulation: $500 to $2,000

Repairing Paintwork

There are a variety of different ways in which paintwork can be priced, however, it is difficult to give a precise fee, as this depends on the size of the house or room, the quality of the paint, preparation work and how accessible it is. This price can be anywhere from $1,500 to $10,000 or more. To ensure you’re getting the best deal, get numerous quotes from different contractors and companies.

Flooring Repairs and Flooring Replacement

Fixing damaged flooring or even undertaking a complete floor replacement can vary in cost depending again on the area size, type of materials as well as the flooring used and the cost of the contractor used. Flooring costs can range anywhere from $500 to $10,000 or above.

Kitchen Work and Remodelling

Kitchen work or repairs are a common cost for homeowners and this can range in price depending on whether or not you’re looking for repair work, which can be approximately $2,500 – $25,000 and a full kitchen remodel ranges from $5,000 to $50,000. If you’re looking to update your kitchen be sure to create a budget first and then shop around and get various quotes.

Bathroom Work and Remodelling

Like kitchens, bathrooms are often a room of the house that homeowners tend to invest in to remodel. The average cost of a bathroom remodel in the U.S. sits at around $10,000, however, there are ways to do this on a smaller budget, as well as a larger budget, too.

Siding Repairs

Homeowners who have siding on the exterior could potentially be facing fees of anywhere from $1,500 to $5,000 to repair any damage. Repairing siding can actually be replaced on your own, as long as you’re handy, however, often you’ll need to reach out to a contractor and request a quote. It may be preferable to do this work yourself to avoid needing to borrow money online or via your credit card.

Window Replacements

If you’ve got a damaged window, you might need to replace the whole thing to ensure household safety or to keep the cold out in winter! This cost is dependent on how big the window is, the type of window and how much labor costs are.