Skip to main content

If you are looking for an immediate loan in the US, you are probably in an urgent financial situation. When an emergency happens, time can be of the essence. Kallyss and the lenders we work with strive to get the money you need in your bank account as quickly as possible. Whether you’re facing hospital bills, emergency home works, or car repairs, the short online form is the first step to obtaining the immediate loan you need.

Where Can I Find Quick Cash Loans?

Kallyss puts hundreds of direct lending companies from all over the United States at your fingertips. Our online loans connection service helps you find the best lender for your needs. Multiple lenders evaluate your inquiry to get you the funds fast. 

When submitting a loan request directly with a bank, it can take days or weeks to finalize your loan. And, if your request isn’t approved, you’re back at square one. In many cases, this is just not quick enough. With Kallyss, you can also submit a form 100% online without leaving the house and get an instant response, saving you valuable time.

How Do I Get Same-Day Cash?

If you need a fast loan for any emergency, complete the short online form, and if accepted, you can receive your loan within one hour! Choose the amount you are looking to loan from $100 to $35,000 and your repayment terms, and Kallyss will do the rest. You can submit a form from anywhere in the US and get an instant on-screen decision.

How Can I Make The Process Faster?

Kallyss makes finding the right loan snappy, but there are some recommendations for making the process even quicker. Here are five tips to help you get approved for an immediate loan in the US.

1. Check If You Are Eligible

To avoid disappointment, you should first check if you are eligible before submitting a form for a payday loan. To qualify for a loan through Kallyss, you must:

  • Be a US citizen
  • Be over 18 years of age
  • Have a functioning and live checking account to receive any funds
  • Have a steady income of at least $800 per month ($9,600 per year)
  • Be able to afford the repayments
  • Not necessarily have good credit (we consider bad credit)

2. Provide Accurate Information

It’s essential to give accurate, truthful information on your online form. Make sure you accurately fill out:

  • Your full name
  • Your date of birth
  • Employment details
  • How much you earn 
  • Contact details

You must tell the truth on your form. A payday lender will check your financial history and personal details. If you have lied on your application, it will severely delay your loan process.

3. Don’t Apply For More Than You Need

Kallyss works to help you find loans of between $100 and $35,000 in the USA. This means that whether you need a $100 loan, or if you need a $1000 loan today, we could find you the lender you need for the loan you require. However, how much you can borrow depends on your financial circumstances, income, affordability, and more. If you request a loan for more money than what you need (and more than you can afford), you are more likely to be denied. For example, if you need money for emergency car repairs, we recommend applying for exactly how much they will cost, and no more. Lenders will not approve you for a loan that you cannot afford. Applying for a loan outside of your budget will only delay the process.

4. Stay Available To Respond

Once your loan request is sent, don’t go to the shops or to the gym; remain available to respond. You should be ready to reply quickly if a lender contacts you to provide follow-up information. Keep your bank details, ID, proof of employment, and personal information on hand so you are ready to provide anything you might need. This will ensure you get your loan in your account as soon as possible. 

5. Enquire During Working Hours

Although online loan requests can be made 24/7, we recommend inquiring during work hours for the fastest response times. Most loans are funded during standard working hours of 9 to 5. Whether you need to get a $500 today or $800 loan fast, borrowing online during working hours is one of the fastest ways to get the cash you need. If accepted, the loan could arrive in your account in as little as one hour.