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How Does it Work?

Step 1: Eligibility

To be eligible for a loan through Kallyss you must:
– Be a US citizen
– Be over 18 years of age
– Have a functioning and live checking account to receive any funds
– Have a steady income of at least $800 per month ($9,600 per year)
– Be able to afford the repayments
– Not necessarily have good credit (we consider bad credit)

Step 2: Choose The Loan Amount

We work to help you find loans of between $100 and $35,000 in the USA. How much you can borrow will depend on actors including your financial circumstances, income, affordability and more.

Step 3: Online Loan Request Form

Our online loan enquiry form is simple and can be completed in as little as 5 minutes (or less.) All you need to do is provide information about your income, expenditures, employment and just a few personal details. Then, we will provide you with an instant decision for your requested loan amount.

Step 4: We Connect Your Loan Request With The Best Direct Lender

At Kallyss, we have partnered with various lenders across the US that we can connect your loan request to. We will connect your loan request with the direct lender most likely to approve your loan request enquiry. We charge no upfront fees, there are no hidden charges and our process will not impact your credit rating. Kallyss is a free service and we do not charge you to use our loans processes. We simply receive a commission from the lender should your enquiry be successful.

Step 5: Funds Transferred to Your Account

If your loan is approved by the direct lenders we are partnered with, you will receive funds within 24 hours or on the next business day, with approved funds transferred to your bank account.

We do things differently

Kallyss can help you find the best lender for your requested and required loan based on your requirements and eligibility without charging any upfront or hidden fees. Kallyss is a free to use service and always will be.

At Kallyss, we know that emergencies happen and times can be tough, where you will need to borrow money online, perhaps even just a few hundred dollars or perhaps even a few thousand dollars to get through an emergency or hard times. You may need money quickly and it can be hard to know where to turn and who to go to for a loan. Payday loans are available in places like storefronts and different lenders in different states across the USA offering different loans with different terms.

Kallyss does things differently to traditional payday lenders and short term lenders in the USA. We believe that you should pay the lowest interest rates you can and that is why we partner with select lenders in the USA from Texas to Tennessee as part of our loans network.

Simply fill in our loan enquiry form, which can be done in just a few minutes from the comfort of your home and we will provide you with an instant loan decision. The most suitable lender in our network will then provide you with a loan offer, tailored to you and your circumstances. There are no application fees and no hidden costs when you apply for a loan with Kallyss.

If you are looking to borrow money in the US, it is important you shop around. But, with so many options on the market when it comes to online payday loans and in store loans as well as other short term loan options, it can be overwhelming knowing where to turn. Our loans process is easy to use, simple to understand and gives you the flexibility to apply for a loan from the safety and comfort of your home. Once approved, funds can be available in as soon as 24 hours or one business day.