Skip to main content

Loans For Medical Bills
Get an Instant Decision!

Loans for medical bills can help you cover the cost of unexpected medical bills and medical treatment. Medical bill loans are designed to help you get money fast when you need to pay for healthcare and to help repay medical bills. You can borrow a medical bill loan online today with an instant decision with Kallyss! Get Started Today.

Get Started

Can You Get a Loan for Medical Bills?

Yes, medical bill loans are available to many – whether you have bad credit or a poor credit history. Medical bill loans can come in the form of unsecured personal loans, meaning they require no collateral such as a vehicle or property or even a guarantor. You may just need a $1000 loan to cover some excess medical bills, which were not accounted for. With Kallyss, you can borrow $100 to $35,000 over 1 to 60 months, to help you pay for medical bills for you and your family.

Getting a medical bill loan in the US today is becoming increasingly popular, and you can apply online today to find the right medical bill loan for your personal and financial needs.

Am I Eligible for a Medical Bill Loan?

Get Started

As medical bill loans from Kallyss are unsecured personal loans, many direct lenders will run thorough eligibility and affordability checks before funding applicants and those who need to borrow money instantly to pay for medical bills. At Kallyss, we work with a select number of legitimate and reliable direct US lenders who can provide you with the right loan for medical bills in the US. In order to qualify for a medical bill loan with Kallyss, you must:

  • Be 18 years of age or older
  • Be a US citizen with ID (State ID or a drivers license) 
  • Have an active income of at least $800 per month
  • Have an active bank account 

Provided you fulfil this eligibility criteria, you can then get started quickly online today to borrow a loan to pay for your medical bills online today. 

Can I Get a Medical Bill Loan with Bad Credit?

Like many of the other loans available with Kallyss, including emergency cash loans or even payday loans, you can still apply for medical bill loans with bad credit. Not everyone is in the same financial position, yet everyone is still required to keep healthy and pay for medical bills. If you need loans for medical bills with bad credit, simply fill in our online form and we will connect you with the best direct lender in the US to help you get the medical bill loan you need, when you need it.

We work with the best US lenders across all states where payday lending is legalized, to offer you medical bill loans or bad credit in your time of need. The lenders we work with will always consider applications with bad credit scores and even very bad credit history. However, those with bad credit and that are applying for a medical bill loan will still be required to pass the eligibility criteria set out by lenders when assessing applicants of bad credit loans for medical bills in the US.

We understand that when you need a loan to pay for medical bills, having bad credit can make things very hard. That is why we work with lenders across the US who will always take a view on people that need a loan for medical bills with bad credit, no matter your financial history.

Once you have passed the initial eligibility and affordability requirements, you can then be connected to one of our direct lenders online who will provide you with an instant decision and you could even receive funds on the same day, or the next business day.

How Does a Medical Bill Loan Work?

A medical bill loan works similarly to a personal loan. You can apply online today by filling out our online application form, which takes just a few minutes to complete.

Once you have provided us with a few details, such as your name and a few details about your employment as well as contact details, you can sit back and wait for an instant decision from one of the trusted lenders on our panel of medical bill loan providers in the US. 

Once you have passed the eligibility criteria, you could then receive your money within 24 hours of applying (or on the next business day). You will then begin to repay your loan, with additional interest, over a set period of time. If you need to get a medical bill loan fast, we could help you get the money you need to pay for the medical or hospital bills for yourself or a loved one. 

You can borrow a loan with Kallyss for 1 to 60 months, and can begin repaying the medical bill loan immediately.

What Are the Advantages of Medical Bill Loans?

A medical bill loan can help you keep your health in check as well as that of a family member or a loved one. By taking out a medical bill loan, you can get the money you need to pay for doctor’s bills and hospital costs which can be very expensive. You can receive medical bill loans fast from our lenders, even sometimes on the same day as applying, allowing you to pay for the medical costs for you or your loves one as soon as possible.

Some of the key advantages of getting a loan for medical bills to cover your hospital and medical costs include:

  • Your health will be prioritized and can help avoid future health issues 
  • Repayments are easy 
  • You can borrow the amount you desire (as medical bills are often expensive)
  • Easy application process with fast approval 
  • You can borrow a medical bill loan with bad credit
  • You can have the money in your checking account on the same day
  • We operate across over 30 US states, including Kentucky, Illinois and Texas

While there are many more advantages to medical bill loans, it is also important to check you are able to afford the repayments on time. Not repaying a medical bill loan, or being unable to pay it back on time can lead to further financial difficulties. 

Medical bill loans, like other unsecured personal loans, also have interest attached to them which will need repaying as part of the loan repayments. Therefore, if you cannot repay the loan you are looking to borrow when looking to find a medical bill loan then it is strongly advised to seek financial assistance elsewhere. For instance, by talking to your healthcare provider who could set up an alternative payment plan to help ease your medical debt.

Get started with a medical bill loan online today!

medical-bill-loan-costs

Get Started

Should I Get a Loan For Medical Bills From Kallyss?

Getting a medical bill loan with Kallyss is fast, secure and easy to apply for. As an established loan matching service, Kallyss can match you to the right direct US lender who can provide you with the money you need. You can even get the money you need on the same day, or the next business day to pay for urgent hospital and medical bills and costs. 

Regardless of your credit history and even if you have very bad credit, you can borrow a medical bill loan with Kallyss; whether you need $500, less or more! At Kallyss, we match you to the right direct medical bill loan lender. All you need to do is pass the eligibility criteria, before receiving your quote directly in front of you on your screen. 

Apply online today to get a medical bill loan with Kallyss. Fast, secure and easy to apply for. Get your feet back up and running with a medical bill loan today.

Get Started

What Can Medical Bill Loans Be Used For?

Medical bill loans can be used for all types of medical and hospital bills in the US. It may be that your healthcare provider will not cover the cost of some treatments or surgeries and so you need to borrow some extra money to pay for those additional medical bills. Common uses for medical bill loans in the US include:

  • Dental Treatments
  • Broken Bones
  • Eye Surgery
  • Emergency Medical Procedures
  • Routine Surgery

No matter why you need to borrow money for medical bills, it is possible to apply for the additional funds you need to pay for hospital and medical treatment, when your existing funds or healthcare provider don’t go far enough for you. Finding a loan to pay medical bills can be tricky, particularly when you or a family member are in hospital, but with Kallyss, you can find the loan for medical treatment you need, when you need it.

Get Started

FAQs

We work with many different direct lenders who can provide you with an instant decision and the loan on the same day. Provided you pass the eligibility criteria and are next approved, you can expect to receive your funds within 24 hours, or less, or by the next business day.

You can borrow money online with us over 1 to 60 months and the loan can be repaid in installments over a longer and more manageable time should you wish. We work with different lenders that can provide loans over various timeframes without credit checks.

With Kallyss, if you need a medical bill loan, or another type of loan in the US, we can help you find the loan you need, no matter your credit score in states including:

To get started and to check if you can borrow a medical bill online with Kallyss, simply fill in our loans enquiry form and we will connect you with our panel of lenders across the US that can help you get the medical bill loan you need.

Yes, you can apply for a medical bill loan for someone else, such as a close friend or family member. However, remember, if you apply for the medical bill loan online or otherwise, it will be you that is responsible for the repayments, and failure to repay a loan for medical bills can lead you to having bad credit.