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Borrow a Same Day Loan Online Today
Get a Fast Decision With Kallyss!

Same day loans, also often referred to as emergency cash loans, can help you when you’re in a financial emergency and require cash fast to pay for unexpected one-off-expenses and bills. Kallyss, as an established loan matching service in the US, can connect you to the right direct lender for a same day loan.

You can get an instant decision online today when applying for a same day loan, and we offer a straightforward and hassle-free application process. Even if you have a bad credit score, you can apply to borrow between $100 to $35000 over a period of 1 to 60 months with Kallyss. Get Started Today.

What Is a Same Day Loan?

Same day loans are essentially emergency cash loans, which are used in unforeseen circumstances where you may be caught in a financial emergency. As the term suggests, a same day loan is a loan which you can apply for and receive on the same day. 

Same day loans are a great option if you have faced an unexpected cost, such as a medical, veterinary or even car bill which you need to pay for fast to avoid incurring future interest fees and debt. 

People typically use same day loans to receive funds fast, and are usually in smaller amounts of money than long term loans.

If you need a same day loan, apply online today by filling out one of our online loan request forms which will take no more than a few minutes – then get an instant decision directly in front of you on your screen!

Why Should I Get a Same Day Loan with Kallyss?

While you can still apply either online or in-store for same day loans across the US, using Kallyss will guarantee you receive your same day loan fast, securely and the repayment plans are according to your needs. Your money will be sent directly to your nominated bank account in as little as 1 hour – if not, we will ensure your money is received by the next business day. 

Established for many years, we have experience working with hundreds of direct US lenders in many states. Not only do we provide high-quality customer service, but we will also ensure that your needs are attended to every step of the way when applying for a same day loan. 

Find out more here about Kallyss and how you can apply for a same day loan today online! 

Where Can I Get a Same Day Loan Online and Fast in the US?

If you search for a “same day loan online” then you will receive endless amounts of companies offering the best short term loans. However, many US citizens fall prey to less reputable lenders each day, so it is important to shop around for the best same day loan before getting one. 

However, using a trusted loan matching service like Kallyss will ensure your personal details are kept confidential and your money, whether that be $500, $3,000 or more, is sent to you securely. We also match you to the best possible direct US lender, providing you the best possible tailored same day loan.

All you have to do is fill out one of our online loan request forms that are straightforward and fast to do – taking you no more than a few minutes. Then send the application off and we’ll provide you with an instant decision.

One of the best things about same day loans with Kallyss is the fast approval for loans we provide. We know that when times are hard, getting money quickly is important.

What Can I Use a Same Day Loan For?

Same day loans, as short term personal loans, are typically used for financial emergencies. You can use a same day loan for a variety of things. For instance, a same day loan can be used for: 

  • Fixing a broken boiler
  • Repairing a broken vehicle 
  • Unexpected utility bills 
  • Veterinary bills
  • Medical bills 
  • Unexpected travel costs 

We understand that there will, unfortunately, come a time in one’s life where they need extra money to pay for unexpected costs. Especially in today’s rising costs of living, a same day loan may be the thing you need to get your feet back up and running.


Is a Same Day Loan Right for Me?

A same day loan will not be right for everyone – as everyone’s personal financial needs vary. However, a same day loan is great if a financial emergency strikes. 

Before applying for a same day loan, it is important to consider all of the pros and cons to same day loans. Below, we have compiled a short list of the advantages and potential drawbacks to using a same day loan. 

Advantages to Same Day Loans: 

  • The application process is straightforward and fast 
  • Same day loans are sent to your nominated bank account on the same day
  • Great for one-off-expenses or urgent bills you need to pay
  • Repayments are automatic and over a set period of time agreed with the direct lender
  • You can borrow a set amount 
  • Can be used for multiple personal reasons
  • They do not require collateral e.g. an asset like a house or car to be borrowed 

Drawbacks to Same Day Loans: 

  • Missing or avoiding repayments can lead to late penalty fees and additional interest 
  • Same day loans are a form of debt, which could lead to further long-term debt
  • Interest rates apply to same day loans and may be too expensive for you 
  • Same day loans are short term loans so should not be used for long-term ongoing payments 
  • Applying for a loan can affect your credit score due to credit checks 

Am I Eligible to Apply for a Same Day Loan with Kallyss?

To apply for a same day loan with Kallyss, you must first meet our eligibility criteria. To receive a same day loan, or any other type of loan through Kallyss, you must:

  • Be of legal age (18 years or above) 
  • Live in a state where it is legal to borrow same day loans (find out more here
  • Have an active bank account 
  • Be a US citizen 
  • Have a stable income of at least $800 per month
  • Provide us with personal contact details (email, address, mobile number etc) 
  • Have proof of ID (State ID or a Drivers License)

Once you have met our basic eligibility criteria, you can easily get started today to borrow a same day loan and receive cash fast. 

Keep in mind that Kallyss is not a direct US lender, but rather, a loan matching service that operates in several states across America. Once we have received your application for a same day loan, we will use the eligibility criteria and provide personal information to ensure you can afford to both borrow and repay the same day loan. 

Provided you meet all of the eligibility and affordability checks, we will then send your application off which will be matched to one of our direct US lenders. They will also run some quick background checks to ensure that you’re in the financial position to use a same day loan and repay it according to their agreements. 

While a same day loan may be something you’re considering, and you fulfil all of the above criteria, we also recommend considering alternative options to loans. Loans are a great option if you are in a financial emergency. However, alternative borrowing options are through speaking to friends or family who may be able to provide the money you need short-term. 

Apply for a Same Day Loan Today!

Apply online today easily with Kallyss to get your same day loan.

All you have to do is fill out one of our online loan request forms, and sit back and relax before being instantly matched to a direct US lender.

You will then be given a provisional quote to which if you are happy with, you can proceed with and accept. Your money will be sent in usually under 24 hours, however if not, by the next business day.

Repayments are also made easy. However, if you would like to begin repaying immediately or would prefer a longer period of time to repay then contact the direct lender.

Get Started Today.


Requesting a loan with Kallyss is free of charge. If you need to borrow a same day loan, we compare the best loans from a variety of lenders and do not take a fee for applying for a loan. The lenders provide us with a small fee when a customer is accepted.

Same ay loans, similarly to payday loans or emergency cash loans, are typically used in financial emergencies. You should always consider the alternatives to a short term loan. There are no specific purposes for using same day loans, but they are typically used for things like emergency vehicle repairs and medical bills and other expenses that need to be paid urgently.

We work alongside hundreds of direct US lenders who can get you a same day loan online for 1 to 60 months. You possibly require a same day loan to be repaid by your next payday, or may even wish to get a same day loan repayment plan over a longer period of time. Contacting your direct lender is a good way to find out more, as they set up the repayment plans.

Our application process is easy to do and hassle-free. All you need to do is apply online by filling out one of our online loan request forms. Then, you will be matched to one of our direct lenders who can provide an instant decision once you have been approved. Your money will be then sent directly to your bank as quickly as possible, and will take up to one business day at the latest.